Joe McDonald

CEO of JMD Services, a specialty commercial insurance agency serving business in the Mid-South. Joe’s business background includes 20+ years in management with Dun & Bradstreet prior to starting his Insurance Agency. He has an MBA and is a former U.S. Army Artillery officer.

SCORE Vice-Chairman and Member Workshop Committee

Hal Kravig

Retired FedEx Express Project Manager of Construction and IT Projects. Officer of two NYSE corporations. Has managed semiconductor and electronic assembly operations and plastic molding operations. Taught college courses in Economics and Business.

SCORE Workshop Committee

Eric Eurich

CMO-VP of Marketing. Growth Strategies/Business Plans/New Product Launch/B2C&B2B/Branding/International/Digital & Direct Marketing/Consumer Insight/Customer Acquisition & Retention/Team Building.

Significant achievements in development of customer-focused integrated marketing programs that revitalized brands, increased revenues and improved profits for ServiceMaster Clean, Jiffy Lube Int’l, Shell Lubricants and others. Strong leadership qualities with proven skills in the development of high-impact marketing strategies providing an engine for sustained growth & profitability. Early experience with top ad agencies. Can contribute by:

  • Developing and implementing integrated marketing plans
  • Increasing brand awareness to drive market share
  • Building top performing sales & marketing teams

Highly-analytical, action-oriented and focused on “the big picture” to maximize marketing ROI. Create a positive environment with a collaborative management style and rewards for top performers. Received a BSBA in Pre/Law and Marketing from California State University, Fresno with substantial additional graduate-level business studies at the University of Southern California and the University of Michigan.


Victor Robilio

Victor L. Robilio, Jr. is an Author of five books. He is a retired Importer and Wholesaler of Wines and Spirits. Marketing, Sales and Operations are his expertise areas.

Wine tasting and evaluation, plus the History of  wines and spirits is his Forte!

Sharnia “Tab” Buford

President & CEO of Buford & Associates, Inc., Germantown, TN, a National and International Financial Consulting Company.  He is also the Marketing Associate of FranNet for Western Tennessee assisting professionals interested in franchise ownership or opportunities.  Previous experience includes over 40 years of banking, having served as President and CEO of banks in the Midwest, Northeast and Memphis.  He is a Graduate of Texas College, Tyler and the University of Colorado Graduate School of Banking, Boulder, Colorado.

Dave Moreau

Approximately 39 years in insurance, 5 years in retail. Served as chief operating officer of major Memphis insurance firm. Joined Memphis Chapter of SCORE in 2000 as volunteer counselor, and serves in Chapter management, finance, administration, seminar and member training roles. Community volunteer work has included Board Chair positions with Memphis area non-profit organizations. College graduate, additional post-graduate courses.

Ramkrishna (Ram) Kasargod

Retired after an extensive 34-year career in the securities/investment research field when Morgan Keegan of Memphis, TN was acquired by Raymond James Financial of St. Petersburg, FL in April 2012. Deep experience/knowledge of financial markets research and capital formation processes (IPO, secondary & private placement processes) in the Technology/Telecommunications, Environmental Services/Infrastructure & Credit Card/Transaction Processing sectors. Also experienced in the regulatory processes related to equity research/investment banking with FINRA Licenses Series 16 & 24 (inactive as of April 2014).  Double Masters with a MBA Degree (Accounting & Finance) from the University of Wisconsin, Madison – WI and Master’s Degree / Chemical Engineering from the University of Madras, India. A member (retired status) of the CFA institute of Charlottesville, VA.

SCORE Chapter Treasurer and Crowdfunding Committee

Blair Ball

Sales, marketing, and social media professional with over 20 years as an executive. He speaks, writes, coaches, conducts workshops and blogs. He combines his passion for photography with his social media strategy to increase sales and raise funds for businesses, and non-profits. Blair Ball has worked as a National Sales & Operations Manager, Marketing VP, and Eastern Division Manager, to name just a few. His national division had annual revenues of $1.3 Billion. Blair is the founder of Prepare1 a Social Media Strategy, Coaching and Consulting Company working with business, individuals and non-profits. He is also the founder of Blair Ball Photography. His works have been published in Memphis Magazine, Commercial Appeal, Memphis Road Runners, Memphis Motorsports Park, Memphis Sports Magazine, CBS Sports and The Travel Channel. University of Oklahoma B.B.A. in Management

  • Founder of three non-profit associations.
  • Author of three Social Media E-books.
  • Served on Wells Fargo President’s Leadership Committee, Pricing Committee, Strategy Committee, and Marketing Committee.
  • As Legislative Chairman helped arrange the first meeting with the Secretary of HUD, Henry G. Cisneros in Washington D.C.
  • Past Treasurer, Vice President, and President of the Memphis Camera Club 2009 & 2010.
  • Volunteer and Social Media Strategist on steering committee for “I give $25 campaign” for the Church Health Center.
  • Volunteer and Social Media Strategist for “SCORE” counselors to American Small Business.
  • Board of Directors Theatre Memphis

SCORE Marketing Committee and Blog Contributor

Reese Austin

Retired from Morgan Keegan a regional NY Stock Exchange firm in 2007 with 27 years of employment as an Institutional equity sales Managing Director. I started in the investment business May of 1969. I covered institutions in 12 of the US states and western Canada dealing with corporations, state and local retirement plans, bank trust departments, insurance companies and hedge funds.

I took the senior management teams of small and mid-capitalization companies around on marketing trips. I also arranged analysts visits and conference calls  to my accounts. I have seen what most of the time works and what has a good chance of failure in corporate life. I had no special linkage to special industries but focused on a broad spectrum of corporations.  Professional Experience: Marketing, accounting, human resources, consumerism, technology. BS in Psychology and Philosophy in 1962 Memphis State University. NY University 1969 Management and Financial analysis.

SCORE Crowdfunding Chairman

Janet T. Cherry

Janet T. Cherry, EdD.  Janet has owned a small business, was employed at Fed Ex in Management Training, and served as faculty in the Department of Management at The University of Memphis. She is also a certified communication and etiquette coach and hosts a weekly radio show, Manners Always Matter.

SCORE Workshop Committee

Arun Kumtha

FMC Corp in Chicago: Manufacturing Engineer in a factory for 5 years

FedEx Express Corporation, Memphis: 35 years in management. Retired in May 2014.Skill Set:  Project Management, Business planning, Quality processes, forecasting. Office suite (EXCEL, WORD, PowerPoint, etc), break-even analysis

Accounting, budgeting, cash flow analysis, staffing.  Bachelor’s in Mechanical Engineering, Master’s in Industrial Engineering (Univ of Florida)

Other Qualifications: Project Management Professional (PMP)

Dennis Schroeder

Retired from International Paper Company in 2009 after spending 35 years in their Financial and Information Technology organizations. Specific experiences involved: participation in over 30 acquisitions and divestitures, managed internal control compliance with government legal requirements, managed the Internal Audit function which covered a broad array of manufacturing and corporate staff functions, managed the Credit Operations, and managed the financial planning function for the corporation’s forestlands, wood procurement, wood products manufacturing, and real estate operations.


Saint Louis University BA Psychology 1969 University of Missouri- Columbia BS Accountancy 1973

Catherine Walton

30 years as senior executive leading and managing corporate and government organizations. Was Director of Probation for Memphis City court system and then Assistant Commissioner of Corrections for the State of Tennessee. 1984 – 2005 began as Manager of Hub Operations for Fed Ex Memphis and ultimately last 10 years as Managing Director of Operations for two Fed Ex regional territories.  BS Psychology Univ. of Tenn. Chattanooga, Masters of Education Univ. of Memphis, MBA Univ. of Tenn. Knoxville.

District Director for SCORE for Tennessee.

Gordon Fisher

Senior engineering, projects, and operations manager with experience in heavy industries – railroads, cement, oil refining, mining and power.  During his career, he managed small ready-mix concrete businesses in So. Florida and engineering businesses in Georgia and California. BME Georgia Tech, 1960.

SCORE Memphis Chapter Admin.

Keith (Lanny) Oakes

33 years in management with Nationwide Insurance Company. Sales management included training and development of agents, agency staff, and field sales managers. Field sales management included management of sales managers, sales management administration, awards and recognitions programs, agency audits and compliance with corporate, state, and federal regulations. Agency acquisitions, marketing development including new product development. Chartered Property Casualty Underwriter, CPCU.BS in Business Administration The Citadel.

SCORE Membership Committee Chairman.

Vernon Tabor

Was owner/operator of Frullati Cafe and Bakery in Wolfchase Mall. Received company’s President’s Award for outstanding restaurant management in second year. In third year was elected President of the Franchise Advisory Board. Is a retired USMC and USAF military officer with experience in healthcare and education.  BA in Hospitality Business from Michigan State Univ., MBA in Human Resources Administration from Central Michigan Univ.

Memphis SCORE Chapter 68 Chairman

Beverly Anderson

Founder/President of the Home-based Business Chamber of Commerce. Freelance bookkeeper since 1996. BA English/Secondary Education. MBA Human Resources. Pursuing PhD in Management and Organizational Leadership.

SCORE Workshop Committee

John (Jack) Gibson

Two years Peace Corps teaching in Colombia, 10 years urban planning in NY, PA, VA, and TN, 4 yrs. Regional Economic Development Center Memphis, 4 yrs. graduate level faculty teaching and research. 26 yrs. owner/operator Allied Business Brokers counseling clients buying and selling businesses. BA Univ. Virginia 1959, MRP Cornell Univ. 1962, PhD candidate Florida State Univ. Real Estate Broker’s license in TN, AR, MS (retired). Securities and Insurance license in TN (retired). In retirement Jack continues to perform business appraisals and has written “How to Buy a Business Without Being Had” which has received 5 gold stars from Amazon.

SCORE Workshop Committee

Jim Frommel

Retired from Scripps-Howard Broadcasting Company with 40 years’ experience in financial management with radio and television stations, as business manager and director of financial affairs. Served on SCORE national board of directors from 2005-2010. Theatre Memphis volunteer. Eastern KY State University and University of Memphis.

SCORE Marketing Committee Chairman.